This Group Sponsored Professional Liability Insurance Program is underwritten by Aspen American Insurance Company admitted in all states and rated A (Excellent) XV by A.M. Best.

Here are just some of the features of this top rated E&O program:

• Choose Your Coverage Option:
  • Sale and Servicing of Final Expense and Medicare Supplement/Advantage Insurance
  • Sale and Servicing of Final Expense, Mortgage Life, Medicare Supplement/Advantage Insurance, LTC, Disability, Health Insurance, Life Insurance, Fixed and Indexed Annuities
  • Sale and Servicing of Final Expense, Mortgage Life, Medicare Supplement/Advantage Insurance, LTC, Disability, Health Insurance, Life Insurance, Fixed and Indexed Annuities, Variable Products and Mutual Funds
• Multiple Limits of Liability Options Available
• No Policy Aggregate - You do not share your limit with other enrolled agents
• Coverage for E&O claims involving the DOL Fiduciary Rule 
• Defense Costs are Outside the Limit
• Low Deductibles:
  • $500 per claim on sponsor products – Waived for first claim
  • $1500 per claim on outside products
  • $5000 per claim on variable products and mutual funds

• Deductible Waiver for first claim on sponsor products
• First Dollar Defense - Your deductible applies to loss payment only, not defense costs.
• Retroactive Date - Date of Agent's first continuously maintained Life Agents E&O Policy
• Additional Enhancements:
  • Regulatory Defense $25k per agent
  • Cyber Liability $25k per agent
  • Insolvency carveback for any Life & A&H Insurance Companies rated "B+" or better by AM Best.

Should you have any questions about this program, please call or email us at:
Phone: (888) 848-4955
Fax: (714) 367-7855

For Agent Use Only