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Smart Choice Sponsored E&O Program

Smart Choice and CalSurance Associates have partnered together for the past decade providing a quality, affordable and easy to enroll E&O solution for your agents. In this current, litigious environment, coverage should be more important than premium. This program provides the coverages to meet your agency needs. Click on the Enroll Now button below to obtain a no obligation quote or to start the enrollment process.

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The program offers comprehensive coverage at a competitive price. Coverage includes:

New insurance partner for the program – Markel American Insurance Company (AM Best rated A)

NO COVID/Pandemic related exclusions

NEW agent program. Premiums start at $400 per year

Defenses expenses will be in addition to the limits of liability – capped at $1,000,000

Deductibles will only apply to payment of damages

Improved Cyber Liability options added. Increased limits for agents/agencies

Added Cyber Social Engineering coverage. NEW for 2021/2022

Quick online application process and certificate of insurance issuance

Multiple Payment Options

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Quick links

2021 - 2022:

  • Outline of Coverage

    Specimen Policy


2021 - 2022:

  • Outline of Coverage  

    Specimen Policy  


*The information obtained from A.M. Best dated September11, 2020 is not in any way CalSurance Associates’ warranty or guaranty of the financial stability of the insurer in question, and that the information is current only as of the date of publication.


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